Income Enhancement

Income Enhancement

Annuities provide an opportunity to earn tax-deferred interest on your savings. Funds can be deposited in a single lump sum or contributed regularly over an extended period of time. You can withdraw your money in a lump sum or choose to receive a monthly income stream for a specified period or the balance of your life.

Annuities are available which carry a guaranteed rate of interest for a fixed period of time or variable rates which depend upon the prevailing interest rate environment.

In making the decision to purchase an annuity you should consider the surrender charges for early withdrawal. The early withdrawal date varies depending upon the features you select and the period of time for which interest is guaranteed.

Contact your local representative for additional information about income replacement protection.

WR 9004-7


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Every day for the next two decades, roughly 10,000 individuals will turn 65.  The biggest wakeup call will be that when they retire, they will now be fully responsible for their healthcare expenses.