Understanding Medicare

Understanding Medicare

One of the most complicated and confusing issues you face as you plan for retirement is understanding what Medicare does and does not cover. Failure to protect against expenses that are not covered by Medicare can have a dramatic impact on your financial security. The information on this Web site, together with an assessment of your individual needs, completed by your local American Republic Insurance Services representative, will help you be informed, be smart and be secure in your decisions.

Medicare Basics
Understand the four different parts of Medicare.

Enrolling In Medicare
Learn when you can enroll for Medicare coverage.

Medicare Misperceptions
Get clear information about what is and isn't covered by Medicare.

Frequently Asked Questions
Review some of the typical questions our clients have about Medicare.

WR 9003

071612

Find a Representative
in your community
Among people 65 and older, about 5 percent managed to get through the year without seeing a doctor, going to an emergency room, or having a healthcare professional treat them at home.
Source:  U.S. News & World Report