Income Enhancement

Income Enhancement

Annuities
Annuities provide an opportunity to earn tax-deferred interest on your savings. Funds can be deposited in a single lump sum or contributed regularly over an extended period of time. You can withdraw your money in a lump sum or choose to receive a monthly income stream for a specified period or the balance of your life.

Annuities are available which carry a guaranteed rate of interest for a fixed period of time or variable rates which depend upon the prevailing interest rate environment.

In making the decision to purchase an annuity you should consider the surrender charges for early withdrawal. The early withdrawal date varies depending upon the features you select and the period of time for which interest is guaranteed.

Contact your local representative for additional information about income replacement protection.

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Among people 65 and older, about 5 percent managed to get through the year without seeing a doctor, going to an emergency room, or having a healthcare professional treat them at home.
Source:  U.S. News & World Report